Why Brooke picked the Ravens: Who could’ve predicted way back in May when the schedule was released that this prime-time Harbaugh Bowl would showcase a pair of very relevant, seven-win teams? We all hoped for this type of high-stakes matchup, but as we know, we don’t always get nice things. Headlining this game on the actual field of play: MVP candidates Lamar Jackson and Justin Herbert. The two-time winner of that award is coming off his worst game of the season, but Lamar still leads the league with 314.6 offensive yards per game and a 117.3 passer rating. He’s also thrown 25 TDs against just three picks. That’s the second-best TD-to-INT ratio in the league this year, behind only … his quarterbacking counterpart in this game! Herbert might not have Jackson’s flashiness or gaudy counting numbers, but he’s been equally good this season, especially during the team’s four-game win streak. Since Week 8, Herbert has thrown seven TDs with zero INTs and a 111.3 passer rating (both tops in the league in that span). He’s also benefitted from the support of the Chargers’ stingy defense, which ranks No. 1 in scoring (14.5 points per game) and second on third down (32.3 conversion rate allowed) and in the red zone (40.9 TD percentage allowed). And unlike Lamar, Herbert will face a defense that has really struggled at times and has allowed the most pass yards (284.5 yards per game) and the second-most pass TDs (22, tied). All this points in the Chargers’ direction. However, they are 6-0 this season against teams currently below .500 and just 1-3 vs. teams at .500 or better. In this game, all three phases are going to be crucial — looking at you, Justin Tucker — and while the Ravens might have a slightly steeper hill to climb on paper, their X-factor quarterback has more experience in big games. My jury’s still out on Beast Herbert.