Offshore investment. (The_burtons/ Getty Images)

History shows that US interest rate cuts are not always kind to investors, Schalk Louw explains. 

Once upon a time, there was a quaint little village nestled in the mountains where most families earned their living through a single apple orchard that thrived for generations. The apples were renowned for their quality and provided a steady income.

However, blight unexpectedly swept through the orchard one year, decimating the trees and destroying the harvest. With no other industries or crops to rely on, the entire community suddenly faced economic hardship.